Simplify approvals and share accountability
Create workflows that only notify the right people, based on spend amount or team role, and keep visibility high.
A corporate card designed for modern finance
Limits, approvals and receipts built into every swipe. Spend with control and close the books faster with Apotsa Card.
Prevent out-of-policy spend
Preset vendor and category rules stop the wrong purchases before they happen.
Free your team from expense reports
Receipts are captured by text, app or email and matched to every swipe.
See spend in real time
Every transaction shows up the moment it happens, by team, vendor and budget.
Terms built for growth
Limits that fit your business, with rewards your finance team will actually use.
Build control into the card, before spend even happens
Don't compromise on growth or control
Issue custom virtual cards with their own limits, owners and permissions, so every team can spend freely inside the lines you set.
Get ahead of out-of-policy spend
Block categories automatically and flag questionable vendors for approval, so problems surface before they reach your books.
More visibility, more time back
Focus on your work, not follow-ups
Let Apotsa send reminders for missing items or request repayments for you. Spend less time chasing receipts and more time closing your books.
Get early accessPart of one connected platform
Effortless expenses for employees (and managers)
Don't sweat a missing receipt
Expenses complete themselves with the details your team already has, so nothing sits unreconciled at month end.
- Auto
- Expense details
- Saved
- Memos & receipts
Swipe, then submit on the go
Submit by text, in the app or straight from your inbox. Finance gets clean data without asking twice.
- 10s
- To submit
- Any
- Device
Automation, control, and rewards in one place
Terms built for your business
- Limits based on your business, not your personal credit
- Simple repayment cycle
- Earn rewards on every swipe
Easy, secure payments
- Physical and virtual cards for every team
- Works with mobile wallets
- Single sign-on and strong authentication
Works wherever you go
- Accepted worldwide on a major card network
- Reimburse employees in their own currency
- One view of spend across every entity
Centralize your spend on one intuitive platform
HubOnboarding, attendance, leave and payroll-ready records for your whole workforce.VendorOnboard vendors, raise POs and track procurement in one portal.RouterSend every invoice, approval and request to the right person automatically.OrbitThe AI workspace where your company's knowledge compounds.All productsExplore the full Apotsa platform, from people and vendors to spend.
FAQ
What is a corporate card and how does it work?
A corporate card is a company-issued card employees use for business spending. With Apotsa Card, every card has its own limits and rules, and every transaction is tracked against your budgets in real time.
Does it affect my personal credit?
Apotsa Card is designed so that limits are based on your business rather than on a personal credit profile.
Who is eligible?
Apotsa Card is in early access for companies on the Apotsa platform. Request access and we will confirm eligibility with you.
How is it different from a business credit card?
A business credit card gives you a limit. A corporate card gives each team its own controls, approvals and receipts, so finance sees and shapes spend as it happens.
How does it work with the rest of Apotsa?
Card spend flows into the same workspace as Hub, Vendor, Router and Orbit, so approvals, people and vendors are already connected.